LEARNINGS We Share

At FGA, we’re always learning—continually expanding our knowledge of financial planning to better serve our clients. When we come across insights or resources that are especially valuable, we believe in sharing them. Below are a few educational videos we found particularly helpful. If you have any questions, please feel free to reach out—we’d be happy to discuss further and expand on what we’ve learned.

Longevity Risk

This video explains how longer life expectancies can increase the risk of outliving your savings, highlighting the importance of planning for longevity in retirement.

Inflation Risk

This video explores how inflation can erode purchasing power over time, emphasizing the importance of strategies that help your money grow and keep pace with rising costs.

Sequence of Returns Risk

This video explains how the timing of market returns—especially early losses in retirement—can significantly impact how long your savings last, highlighting the importance of managing sequence of returns risk.

Social Security Risk

This video outlines the potential risks to Social Security, including funding challenges and policy changes, and why it’s important not to rely on it as your sole source of retirement income.

Taxation Risk

This video explains how changes in tax rates and policies can impact your retirement income and long-term wealth, highlighting the importance of planning for taxation risk.

Healthcare Risk

This video highlights how rising healthcare costs and unforeseen medical needs can significantly impact long-term financial stability, and why planning for healthcare risk is essential to protecting your savings.